Non-Fatal Accident Statistics in the US: The Importance of Supplemental Coverage

Non-fatal accidents are unforeseen events that can occur at any time and have a significant impact on people's health and lives. In the United States, the statistics of non-fatal accidents are alarming, and having supplemental coverage to conventional health insurance becomes essential to face medical costs and guarantee adequate care.

In this blog post, we'll explore some of the statistics related to non-fatal accidents in the country and discuss the importance of having supplemental coverage to provide additional protection in unforeseen situations.

Non-letal accidents - Photo: Diana Polekhina

Worrying Non-Fatal Accident Statistics:

According to reports from the United States Centers for Disease Control and Prevention (CDC), millions of non-fatal accidents occur in the United States each year. These accidents can include falls, sports injuries, car accidents, workplace accidents, and other incidents that result in physical injury. In addition, non-fatal accidents can lead to a wide range of medical consequences, from minor injuries to permanent and long-term disabilities.

Associated Medical and Financial Costs:

Non-fatal accidents can result in significant medical expenses. Bills for emergencies, doctor visits, treatments, rehabilitation therapies, and other related services can add up quickly, especially in cases of significant injury. Additionally, if the injured person needs time off work to recover, the loss of income can also have a significant monetary impact on the family.

Limitations of conventional health insurance:

Although conventional health insurance provides some coverage for necessary medical services, there may be limitations in terms of the specific services covered and maximum coverage amounts. Some policies may require high deductibles or significant copays, which can make it difficult to manage the unexpected expenses associated with non-fatal accidents. In some cases, certain treatments or therapies may not be fully covered, leaving individuals with additional financial burdens.

Importance of Supplemental Coverage:

Having complementary coverage to conventional health insurance becomes essential to protect yourself from the medical and financial costs associated with non-fatal accidents. Supplemental policies, such as accident insurance, can help cover expenses that aren't fully covered by your primary health insurance. These insurances may offer additional benefits, such as payments for hospitalization, surgeries, rehabilitation therapies, prescription drugs, and medical transportation expenses. By having supplemental coverage, people can rest assured that they will receive the care they need without compromising their financial well-being.

Non-fatal accident statistics in the United States highlight the importance of having complementary coverage to conventional health insurance. Non-fatal accidents can occur at any time and result in significant medical expenses, as well as long-term physical and financial consequences. Having additional coverage can help mitigate these costs and ensure proper care. When considering the protection of our health and well-being, it is essential to evaluate the supplemental coverage options available to ensure that we are prepared to deal with unforeseen situations. In the end, investing in supplemental coverage can give us peace of mind and protection for both our health and our finances in the event of a non-fatal accident.

Quote your supplemental policy by accessing this portal: https://www.estasprotegido.com/booking-calendar/seguros-de-vida-y-complementarios-2?referral=service_list_widget